The 0% APR credit plan runs for 36 months and is provided by our financing partner, TIAA Bank, to whom you will be making the monthly payments.
You will be taken through the following steps:
Create an account with Structo or Log in to your existing account*
Complete application form for TIAA Bank
*If you are already logged in you will skip this step.
What happens after you have submitted your application:
Once you have submitted your application, TIAA Bank will perform a credit review within 24 hours, Monday-Friday EST. If needed, they will contact you directly to request additional information.
If your application is approved, TIAA Bank will send you a credit plan agreement to sign electronically. Once you have signed the agreement, you will be asked to make the first payment to TIAA Bank. The first payment covers the first monthly installment in addition to a shipping fee and associated taxes. If you have chosen a Premium Plan, the shipping fee is waived.
Once Structo has received confirmation from TIAA that a signed agreement is in place, we will send you an email confirming your order as well as information about the expected delivery date.
Should your financing application be rejected, the Structo orders team will get in touch to walk through alternative options with you.